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Smart Money
Smart Borrower Advice Centre

Smart Borrower Advice Centre

Navigating the mortgage finance market can be a wild ride. With so many products to choose from it’s almost impossible to know which mortgage products are right for you without doing at least some research. Fortunately, there are ways that even the most inexperienced potential borrower can figure out which financing product to choose and how to obtain the best interest rates in the process.

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How to Guides for Property

Home loans how-to guides covering Getting a mortgage, Refinancing, Home equity, Tips for first-time home buyers, Home renovations, Selling your house, bridging finance & much more !

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Library of Articles & Advice

Mortgage, home loan and financing resources and articles to take the guess work out of selecting the right home loan. Please feel free to read and preview all the mortgage and loan articles on this website.

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Loans for your Lifestyle

In choosing your home loan features, you should take into consideration your lifestyle both now and over the next five years. Planning for the future will allow you to select home loan features that provide you with the right level of flexibility without paying for features you don’t need.

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How much can I borrow?

Find out how much you can borrow based on your current salary and existing financial commitments.

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What will my repayments be?

Work out what your minimum weekly, fortnightly or monthly loan repayments would be.

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What if I make extra repayments?

You may be able to save years and thousands off your loan by increasing your monthly repayment.

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What about Stamp Duty?

When you purchase a new property you will have to pay Stamp Duty which varies from state to state.

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