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Starting your first job

Expert Advice On First Job Home Loans

Firstly, congratulations on your new job! This is an incredibly challenging time in all the right ways. Challenge can be stimulating and exciting and lead to personal and professional advancement and fulfillment. It's only natural one of your first thoughts should be fulfilling a dream we hold dear in Australia - owning your own home. At Origin Finance we believe securing first job home loans should be one area with as few challenges as possible.

Thinking about getting into the property market?

Earning a regular income for the first time can be great - and everyone deserves a few indulgences - but don't get side tracked too far if your goal is to be a first time home owner. It's time to start thinking about your financial future, and to either buy your first home or build your first home could be the key to creating wealth for life.

We have a range of first home buyer loan options from fixed to variable interest, split loans, and lo doc loans for first home loan applicants who are self-employed.

Our Consultants are also able to advise on applying for and receiving the Australian Government First Home Buyers Grant. These grants are not simply handed out and there are a number of factors you need to be aware of to ensure you qualify for your grant. Our consultants are fully aware of all aspects and are more than happy to assist you in gaining grant approval.

Even if you're still living at home, you can start with an investment property - to buy a small flat is often a good, affordable first step into a high-priced market, and will usually come with loan repayments that you can manage on a first income.

Whatever your choice, we can help you work through the different types of first job home loans, and to establish your best first mortgage financial options, simply and efficiently. Discover more about how we can help you.

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How much can I borrow?

Find out how much you can borrow based on your current salary and existing financial commitments.

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What will my repayments be?

Work out what your minimum weekly, fortnightly or monthly loan repayments would be.

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What if I make extra repayments?

You may be able to save years and thousands off your loan by increasing your monthly repayment.

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What about Stamp Duty?

When you purchase a new property you will have to pay Stamp Duty which varies from state to state.

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