SALT, Graeme

Graeme Salt

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Additional Info

  • Address: Level 3 / 97 Pacific Hwy NORTH SYDNEY NSW 2060
  • Phone: 0457 755 084
  • Fax: 1300 136 948
  • Email: Please use the Contact Form
  • Website: www.OriginFinance.com.au
Graeme Salt

Graeme Salt

Graeme Salt is a mortgage consultant, living in Sydney's inner west with his young family.

Graeme has extensive experience of buying and selling property - both for investment properties and owner-occupied loans.  Consequently, he is able to work with you (and other professionals) at every stage of the important but stressful, property purchase process.

Graeme (and his wife) also has experience of running a small business. 
Not only does he understand the challenges of family businesses and franchises, he also understands how this affects your ability to get a loan.

If you live in the inner west, Graeme is happy to meet you at your home or at our inner west offices.

Graeme was educated at the universities of London and Sheffield in the UK and Lyon in France.  Despite living in Australia for over a decade he still has a sad penchant for warm beer and the English cricket team.

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Graeme's Blog

  • ANZ is Right
    ANZ being the first to announce a 0.25% rate cut this week may well have got the headlines, but it also made a more important announcement about how it determines future interest rates.   Instead of announcing its rates once the Reserve Bank has stated its own cash rate, ANZ announced that, from now on, it will determine its rates on the 2nd Friday of each month.  This decision should see a bit of honesty from the banks.   I have heard senior bankers say before that, while the Reserve Bank was increasing rates, it was easy for them to…
  • Where to in 2012?
    2011 has felt like a Luna Park ride.We have been bouncing around, twisting and turning everywhere and anticipating a massive drop at any moment.  Yet the drop has not come, maybe it is the anticipation of the drop that gets our hearts racing. Over the year, we have been fixed to our TV screens as we have seen impending doom from Washington, Athens or Brussels beamed into our living rooms.  Yet, what we have not paid attention to, is the fact that the Australian economy has just kept doing what it should be doing – nothing exciting, just ticking over.…
  • What's Going On?
    The trouble is, most people thinking about buying a property are asking each other the same question - what is going on?  And while they are asking that question they daren’t stick a toe in the market. As you know, I try to attend opens most weekends and the atmosphere is hardly overwhelming; numbers are subdued and the atmosphere is far from being over-excited. But, just as Australia has an economy operating at various speeds, so too do we seem to have many varied housing markets.Sydney’s Inner West still performs well and there are quite a few first home buyers who…
  • The Great Mortgage Sale!
    Roll up! Roll up! It's the great mortgage sale!   Wow, what a couple of months it's been so far - share markets going down and up, America's credit rating changes and more talk about the finances of European countries. Due to these fluctuations in the world markets, some of Australia's major lenders (and minor ones) have announced huge discounts on their home loans. Some lenders are offering over 1 per cent off their standard variable rates and nearly 1.5 per cent below on their fixed rates.   Is it a "Home Loan Clearance Sale"?    Maybe.   Certainly these discounts haven't…
  • Whats the Future?
    So, the markets are in meltdown, what does that mean for borrowers?   Last month I correctly forecast that interest rates would not go up.  The recent pessimism from economists confirmed my view.  But, while there is now speculation that interest rates will go down, the fundamentals of the Australian economy are still sound; China still demands our raw materials, our government will soon be back in the black, and Carbon Tax fear will die away.  So, don’t bet your house on interest rates dropping to those of the US, UK or Japan.   One area that on paper might…
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