General Information

If you are looking for more a specific comparison home loans products, please contact one of our experience mortgage Consultants for assistance. They will be able to provide you with fees, repayment amounts, fixed rates and variable rates from a wide variety of mortgage lenders.

While you are on the site please feel free to look over all the free information that we have provided.

Flexible Rate Mortgage

Variable rates move up and down in line with the Reserve Bank cash rate and the rates banks pay for funding, which means they are subject to change without notice.

Variable rate home loans can help to reduce your repayments while interest rates go down. However, there is also the possibility that variable rates will rise, which means that you could face higher repayments during the term of your loan.

Fixed Rate Home Loans

Fixed rate mortgages are a great way to combat rising interest rates. After the first few years of your fixed loan, it will become a standard variable loan that follows the market rate.

Many borrowers choose to apply the fixed rate to only a part of their loan, so that if rates unexpectedly drop, they can take advantage of the lower interest on at least some of their loan.

Fixing your rate at just the right time can save you thousands.

Home Equity Loans

Buying your own home is probably the biggest investment you’ll ever make. Your home is also likely to be your biggest asset. Why not put this asset to work by taking out a home equity loan?

Equity is simply the difference between what your property is worth and what you owe. You may be able to borrow against this amount to renovate, invest in shares or managed funds, buy another property or refinance your mortgage.

Specialist Products

At times your unique situation will require specialised expertise. We have access to a wide variety of finance options that are not restricted by standard lending criteria. As with any specialised product structure is the definitely the key. At Origin Finance our consultants are more than qualified to cater to your specific needs.