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NSW Inner West Office

Inner West Office

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Additional Info

  • Address: INNER WEST NSW 2043
  • Phone: 1300 30 67 67
  • Fax: 1300 136 948
  • Email: Please use the Contact Form
  • Website: www.OriginFinance.com.au/nsw/inner-west.html
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Local Advisor - Inner West

Graeme Salt Profile Picture Graeme Salt
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0457 755 084

Graeme's Blog

  • Are All Banks B'stards?
    Last Friday, to much public outcry, ANZ announced it was raising its variable interest rates.   While this announcement got most of the headlines, what has been missed out was yesterday’s announcement by St George and Citibank that they were reducing their fixed rate loans.    St George is now offering fixed rate loans of 5.99%  Ironically, they had been offering this fixed rate as little as two weeks ago – and then stopped it, only to reintroduce yesterday!   If the banks are unsure of what they are doing with interest rates, how hard must it be for the…
  • A Christmas Carol
      I had an odd experience over the Christmas period – I was notified that my credit file had been blacklisted because I had not paid a gas bill.   Thankfully, it was a stuff-up by my old gas company.  But, had this blemish remained on my credit file, it could have had disastrous consequences for me trying to get a loan for a house, a car, a kitchen, even a TV!   My experience reminded me of two clients I had worked with last year and the problems they had with their credit history.  I will call them Hannah…
  • ANZ is Right
    ANZ being the first to announce a 0.25% rate cut this week may well have got the headlines, but it also made a more important announcement about how it determines future interest rates.   Instead of announcing its rates once the Reserve Bank has stated its own cash rate, ANZ announced that, from now on, it will determine its rates on the 2nd Friday of each month.  This decision should see a bit of honesty from the banks.   I have heard senior bankers say before that, while the Reserve Bank was increasing rates, it was easy for them to…
  • Where to in 2012?
    2011 has felt like a Luna Park ride.We have been bouncing around, twisting and turning everywhere and anticipating a massive drop at any moment.  Yet the drop has not come, maybe it is the anticipation of the drop that gets our hearts racing. Over the year, we have been fixed to our TV screens as we have seen impending doom from Washington, Athens or Brussels beamed into our living rooms.  Yet, what we have not paid attention to, is the fact that the Australian economy has just kept doing what it should be doing – nothing exciting, just ticking over.…
  • What's Going On?
    The trouble is, most people thinking about buying a property are asking each other the same question - what is going on?  And while they are asking that question they daren’t stick a toe in the market. As you know, I try to attend opens most weekends and the atmosphere is hardly overwhelming; numbers are subdued and the atmosphere is far from being over-excited. But, just as Australia has an economy operating at various speeds, so too do we seem to have many varied housing markets.Sydney’s Inner West still performs well and there are quite a few first home buyers who…
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